Can a PPF calculator project long-term savings?
Yes. A PPF calculator is useful for projecting how yearly deposits may grow over the full maturity period based on the current interest rate assumption.
PPF Calculator
Calculate PPF maturity amount with year-wise breakdown. See how your annual deposits grow over 15 years at the current PPF interest rate.
₹
Current PPF Rate
7.1% p.a. is used in this estimate based on the latest published rate.
Maturity Amount₹40,68,208
Total Interest₹18,18,208Tax-free estimate
Total Deposit₹22,50,000
Total Deposit
Interest
Year-wise Projection
Annual Deposit₹1,50,000
Rate7.1% p.a.
Years15
Projected Maturity₹40,68,208
Projection Table
| Year | Deposit | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹10,650 | ₹1,60,650 |
| 2 | ₹1,50,000 | ₹22,056 | ₹3,32,706 |
| 3 | ₹1,50,000 | ₹34,272 | ₹5,16,978 |
| 4 | ₹1,50,000 | ₹47,355 | ₹7,14,333 |
| 5 | ₹1,50,000 | ₹61,368 | ₹9,25,701 |
| 6 | ₹1,50,000 | ₹76,375 | ₹11,52,076 |
| 7 | ₹1,50,000 | ₹92,447 | ₹13,94,523 |
| 8 | ₹1,50,000 | ₹1,09,661 | ₹16,54,184 |
| 9 | ₹1,50,000 | ₹1,28,097 | ₹19,32,281 |
| 10 | ₹1,50,000 | ₹1,47,842 | ₹22,30,123 |
| 11 | ₹1,50,000 | ₹1,68,989 | ₹25,49,112 |
| 12 | ₹1,50,000 | ₹1,91,637 | ₹28,90,749 |
| 13 | ₹1,50,000 | ₹2,15,893 | ₹32,56,642 |
| 14 | ₹1,50,000 | ₹2,41,872 | ₹36,48,514 |
| 15 | ₹1,50,000 | ₹2,69,694 | ₹40,68,208 |
What this tool helps you estimate
This PPF calculator helps estimate Public Provident Fund maturity value based on annual contributions and current interest assumptions.
How to use this calculator
- Enter your yearly contribution and expected deposit pattern.
- Review the projected corpus over the lock-in period.
Disclaimer: This calculator provides estimates based on the information you enter. Actual values may vary. Tax laws and financial assumptions can change. Please consult a qualified professional before making financial decisions.
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